2. The judgment deeming confession (Article 208(3)2 of the Civil Procedure Act, and the Defendant appears to be an application for individual rehabilitation to the Changwon District Court on the grounds of economic difficulties. The Defendant’s filing of an application for individual rehabilitation does not prohibit any obligee’s litigation to secure title solely, but even if this judgment becomes final and conclusive, if the repayment plan is authorized through individual rehabilitation procedures, the Defendant will pay the Plaintiff the instant obligation according to the authorized repayment plan).