The defendant.

A. The Plaintiff concluded four insurance contracts with the Defendant, the policyholder, the insured, and the beneficiary (involuntary hospitalization and disability) on the following terms (hereinafter each insurance is referred to as "the insurance" in the sequence, and collectively referred to as "each of the instant insurance").

Among the insurance clauses of this case, the contents relating to this case are as follows.

Details of ensuring the name of insurance products as of September 6, 2016: D insurance (Renewal Form) on March 18, 2017, when the insured was hospitalized for at least four consecutive days during the insurance period, the amount of KRW 15,000 per day for less than one year from the date of the contract, and KRW 30,000 per day for more than one year from the date of the contract (payment per day for more than three days of hospitalization) on January 3, 2017, if the insured was hospitalized for more than four consecutive days from the date of the contract, and the amount of KRW 30,00 per day for more than one year from the date of the contract (payment per day for more than three days of hospitalization) on January 3, 2017.

1. Hospitalization benefits: To pay 10,000 won per day if the insured person is hospitalized for at least four consecutive days during the period of insurance, and 20,000 won per day if it is less than one year from the date of the contract, and 20,000 won per day if it is after one year from the date of the contract;

2. Operational benefits: Matters requiring special attention in relation to insurance contracts (which shall be common to each insurance of this case) where the insured has undergone a class 1 to 5 surgery during the insurance period, and 1,000 through 3,000,000 won (which shall be common to each insurance of this case).

1. He may not receive insurance money unless he notifies the company of the violation of the obligation to notify prior to the insurance contract - the fact of treatment of past or current diseases, etc.

- When subscribing to an insurance policy through a means of communication, such as telephone, he/she shall perform the obligation to inform the contract in a way that answers questions and records them without a separate written statement. In particular, he/she shall be careful in responding to the answer.

◈ 주요내용 요약서 ◈

2. The mandatory contractor or the insured shall keep entries and affix their signature on the entries of the subscription document, which are true, to the notice prior to the contract;

In particular,