beta
(영문) 수원지방법원 2014.06.26 2013고정727

채권의공정한추심에관한법률위반등

Text

Defendant shall be punished by a fine of KRW 5,000,000.

If the defendant does not pay the above fine, 50,000 won.

Reasons

Punishment of the crime

[2013 High Court Decision 727] The defendant is a person who engages in credit business in his/her trade name in Suwon-si C and the third floor of Suwon-si.

No debt collector shall assault, threaten, arrest, or detain a debtor in connection with debt collection, or use a deceptive scheme or force against the debtor.

Nevertheless, at the end of March 2012, the Defendant urged the Victim G (Y, 45 years of age) to repay KRW 10 million loans from March 3, 2011 at the F Office located in Suwon-gu, Suwon-si, Suwon-si, Suwon-si, and used the Defendant’s power by forcing the Victim G (Y, 45 years of age) to take a large voice as “whether the young young year is open to the lending system as it is difficult to mislead the lending system,” and by preventing the victim from leaving the said office.

[2013 fixed-term 728] Where a person who has engaged in credit business from August 5, 2009 to February 20, 2012 under the trade name “D” from Suwon-si C and the third floor of Suwon-si, and a credit service provider lends a loan to an individual, the interest rate shall not exceed 44% per annum.

1. On October 16, 2010, the Defendant lent KRW 10,000,000 to H from the said D office to H, deducted KRW 1,300,000 as a fee and a prior interest, and violated the interest rate limitation rules by borrowing KRW 8,70,000 per month until the principal is repaid, on condition that interest of KRW 300,000 per annum is paid.

2. Around March 2, 2011, the Defendant lent KRW 5,00,000 to I at the above D office, deducted KRW 650,000 as a fee and a prior interest, and violated the interest rate limitation provisions by borrowing KRW 4,350,000 per annum on the condition that interest of KRW 150,000 per month is paid until principal is repaid.

[2013 fixed-term 2001] The Defendant is a person who engages in credit business under the trade name “D,” from August 5, 2009 to December 12, 201, from Suwon-si C and the third floor of Suwon-si from December 5, 201.

Credit brokerage companies.