A. Under the Guarantee of Automobile Accident Compensation Act, the Plaintiff is a non-life insurance company that accepts liability for compensation within the scope of the insurance money covered by the Government for injury inflicted on a non-insurance driver, and its mother is an insurance company that has concluded a comprehensive automobile insurance contract including a blood-free injury guarantee agreement with the F.

Defendant D is the owner of large-sized Dam Damba, Q2124cc. (hereinafter “Defendant Ora”) without a license plate, and Defendant C is a part of the passage of the same university as Defendant D.

B. Around 08:45 on June 2, 2017, Defendant C lent Defendant Oraba to Defendant D, on the part of Defendant Obaba, went into one-lane the Seosan-dong Seosan-dong, U.S., U.S. (hereinafter “instant accident”), and due to the occurrence of an accident shocking the center separation zone on the left-hand side of Defendant Obaba (hereinafter “instant accident”), and thereby, Defendant C suffered injury, such as E’s drilling.

C. From August 22, 2017 to April 25, 2018, the Plaintiff paid to E total of KRW 41,975,920 for medical expenses, agreed money, and other expenses in accordance with the payment standards for insurance proceeds under the terms and conditions of an insurance contract. As a government guarantee business, the Plaintiff paid total of KRW 85,00,000 for medical expenses, as a result of the government security business.

[Ground of recognition] Facts without dispute, entry of Gap evidence 1 to 12, entry of Eul evidence 6, purport of whole pleadings

2. Determination on the cause of the claim

A. In case where there is a person liable to compensate for the insured for the loss caused by a traffic accident caused by an non-insurance motor vehicle, the insurer is an non-insurance type accident insurance with the nature as an accident insurance as well as the nature as an accident insurance, and if there is an agreement between the parties pursuant to the proviso of Article 729 of the Commercial Act, the insurer shall pay the insured the loss in accordance with the terms and conditions.