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(영문) 대구지방법원 2020.07.14 2019나321168

보험금

Text

1. The part against the defendant among the judgment of the court of first instance is revoked, and the plaintiffs' claim corresponding to the revoked part is revoked.

Reasons

1. Basic facts

A. On May 20, 2002, Plaintiff A entered into an insurance contract with the Defendant as the insured with the following content as the spouse E:

(hereinafter “this case’s insurance contract”). The instant insurance contract includes a clause that provides for the payment of insurance money of KRW 20 million for a single disease which has been initially diagnosed and confirmed during the strokes, strokes, and strokes.

(hereinafter referred to as “the instant special terms and conditions”): F insurance policy number: Shall be the person related to the G contract and the contractor of the basic matters: In the case of E’s death: In the case of E’s death, the amount of insurance coverage for each successor’s subscription contract and special agreement, and the amount of insurance coverage for each of the insurance coverage period for each of the 3 major insurance premiums for each of the 200-on 31 May 13, 2031, 203, the amount of death insurance for the major reason for the payment, the amount of death insurance for the main reason for the payment, the amount of 50 million won for the first degree of disability, or the first degree of disability, the amount of 20 million won for one disease first diagnosed during the first half of the death.

B. Of the instant special terms and conditions, the definitions and diagnosis determination of acute distressing symptoms, grounds for payment, and the documents required at the time of filing a claim for insurance proceeds are as follows.

Article 10 (Definition and Confirmation of Diagnosis of Tangible Diseases) (1) of the Special Terms and Conditions for the Guarantee of Medical Treatment for Undividend 3 Diseases (Definition and Confirmation of the 3rd Disease) of this Special Terms and Conditions refers to "Cr.", "A. A.I.D. A. M. A. M. A. M. A. M. 3 Diseases

2. The term "clateral fluoral typhism" means a disease classified as a acute fluoral fluoral fluoral (see attached Table 1, e.g., e., e., third-class disease) among the bluoral typhal diseases in the basic classification

(3) The diagnosis and confirmation of acute strokes and strokes shall be equivalent to that of a hospital (including a dental hospital) in the Republic of Korea under the Medical Service Act, or a company.

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