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(영문) 서울중앙지방법원 2018.04.27 2016가합554087

보험에관한 소송

Text

1. All of the plaintiff's claims are dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. 1) On December 5, 2007, the Plaintiff entered into an insurance contract (hereinafter “instant insurance contract”) with the Defendant on December 5, 2007, with the Defendant as the policyholder, as shown in attached Table 1.

[2] The matters to guarantee the instant insurance contract are as follows.

With respect to subscription amount of general injury, death, or injury to the aftermath disability, or 80% or more of the amount of injury to the coverage (the subscription amount).

2. In cases of an injury with a disability with less than 80% of the total subscription amount;

3. In cases of death under the age of 15:10,00,000 general injury with 50% or more of the subscription amount in general injury with income compensation fund of at least 50%, 100,000,000 general injury, provisional living expenses (additional injury) in the event of injury resulting from a general injury with at least 50% of the subscription amount; and in cases of hospitalized treatment for at least one day (the daily subscription amount and 180 days) in the National Assembly member for at least one-day medical treatment (the maximum of 180 days) but the medical examination for 20,000 cirrhye image diagnosis expenses for general injury with a 300,000,000 cire or visual injury with general injury with a maximum of 1,00,000 disease with a maximum of 1,00,0000 per day of hospitalization for a National Assembly member for at least 20,000 medical treatment days (the maximum of 180,00 days per day) per admission);

3. 100,000,000 won when legal liability arises for an insured worker who is determined within the scope of the insured worker liable for living on a family basis in full at the time of surgery to inflict physical disability on another person or damage another person's property due to a sudden accident attributable to the ownership, use, management and daily life of his/her house (the limit of subscription amount and 20,000 won per accident).

B. The Defendant’s hospitalization treatment and payment of insurance money 1) The Defendant was hospitalized 27 times from December 12, 2007 to July 27, 2016 on the grounds of the Alley disease, etc. (the total number of hospitalization days 932). Accordingly, the Defendant is the instant case.