A. On June 5, 2012, the Defendant borrowed KRW 122,873,254 in addition to 19.9% per annum from the Plaintiff on June 5, 2012, and the loan period was 48 months, and the repayment method was 14 months from July 14, 2012, and signed and sealed an agreement on the installment repayment terms such as the principal and interest equal.

B. Since May 14, 2014, the Defendant failed to pay the above loans from time to time, thereby losing the benefit of time pursuant to Article 8 of the Standard Terms and Conditions for Credit Transactions, and sought the payment of the above claim amount.

In addition, if the payment is neglected on the date of payment of the price, the interest on the division of the price shall be lost, and the total amount of the unpaid loan and the compensation for delay calculated at the rate of 29% per annum from the date of arrears to the date of full payment shall be paid.

(Article 3 of the Basic Terms and Conditions for Credit Transactions)

C. Therefore, the Defendant seeks payment of the remaining balance of the loan principal KRW 58,369,256 to the Plaintiff at the rate of 29% per annum from June 15, 2014 to the full payment date, which is the day following the first month after the date of arrears.

2. Article 208 (3) 1 of the Civil Procedure Act of the applicable provisions of Acts;