A Imprisonment of 10 months, Defendant B and C shall be punished by imprisonment of 6 months, and Defendant D by imprisonment of 1 year, respectively.

(b).

1. Defendant A and B conspiredd to use the name of “Agricultural NH Capital” to gather personal information, etc. of loan applicants who sent a loan advertisement advertisement to unspecified persons by facsimile and reported the advertisement to them, and to transmit the collected personal information, etc. to the NAH Capital employee, and to arrange the loan applicants to obtain the loan from the NAF Capital.

From March 2012 to November 7, 2013, the Defendants did not register with the Governor of Gangwon-do as 103 Ghouse 103, Chuncheon-si H, 203, and Chuncheon-si I Building 103. Defendant A leased each of the above rooms and installed facsimile, computers, and Internet circuits, etc. in the above room, and Defendant B opened each facsimile from KT Co., Ltd. in its name, and sent to those who are unable to know their names by facsimile a loan advertisement under the name of NAF capital, as if the Defendants were the employees in charge of the loan of NAF Capital.

Then, the Defendants received the name, telephone number, etc. from the persons who reported and contacted the above advertising, and delivered the name, telephone number, etc. of the loan applicants who received the above-mentioned loan to C, which is a customer recruitment of the “Agricultural NH Capital,” and caused C to conduct the loan to the above loan applicants, and received the commission of approximately KRW 60 million in total from C by receiving the amount equivalent to 1.3% to 2.3% of the loan from C as the loan fee.

As a result, the Defendants conspired to operate a loan brokerage business without registering with the competent Do Governor, and enticed others to provide information through the information and communication network.

2. Violation of the Act on Promotion of Information and Communications Network Utilization.

A. On February 12, 2013, the Defendant shall install facsimile units No. 103 of Chuncheon-si I building 103.