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(영문) 수원지방법원안양지원 2016.11.24 2014가단23087

보험금

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Facts of recognition;

A. On October 18, 2007, the Plaintiff entered into the instant insurance contract with the Defendant on October 18, 2047, designating the Plaintiff as the principal insured, the Plaintiff as the beneficiary, and the Plaintiff as the beneficiary (hereinafter “instant insurance”).

B. In light of the content of the instant insurance contract’s guarantee, the Plaintiff’s hospitalization benefits shall be paid in the amount of more than three days per day to more than 100,000 won per day when the Plaintiff continued to be hospitalized for not less than 4 days due to a major sexual disease.

C. Major contents of the instant insurance terms are as follows.

Article 15 (Definition, Diagnosis, Confirmation, and Operation of Sexual Diseases) (1) Major sexual diseases in this contract mean cerebrovascular diseases, cardioscular diseases, cardioscular diseases, crymosiss, melting, and dementia.

(2) "Hospitalization" in Article 16 means the case where it is deemed by a doctor to require medical treatment due to a major sexual disease, etc., and it is difficult to provide medical treatment in his/her own house, etc. and concentrate on medical treatment under the control of the doctor.

Article 17 (Types of and Grounds for Payment of Insurance Money) Class 4: Where the insured is diagnosed and confirmed as a major sexual disease after the date of commencement of guarantee during the insurance period, and is hospitalized for at least four consecutive days for direct purposes of treatment.

D. On July 13, 2009, the Plaintiff was administered on the left-hand cerebral cerebral cerebral cerebral cerebral cerebral cerebral cerebral cerebral Spon, and accordingly, was determined as Grade III of the cerebral cerebral cerebral Sponion due to the mathy on the right side.

E. After cerebrovascular, the Plaintiff was hospitalized in each B Hospital from May 14, 2010 to September 10, 2010; from March 28, 2011 to July 8, 201; from January 9, 2012 to March 22, 2012; and from April 3, 2012 to May 24, 2012, the Plaintiff was hospitalized in each C Hospital from February 14, 2013 to June 14, 2013; and from January 17, 2014 to May 17, 2014.

[Reasons for Recognition] Unsured Facts, Gap evidence Nos. 1 through 3 (including evidence attached with a serial number), Eul.