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(영문) 의정부지방법원고양지원 2019.01.18 2018가합73020

보험금

Text

1. The Defendant: (a) against Plaintiff A, KRW 137,142,857; and (b) against Plaintiff B and C, KRW 91,428,571, respectively; and (c) against each said money. < Amended by Act No. 1560, May 28, 2018>

Reasons

1. Basic facts

A. The Plaintiff A’s spouse, Plaintiff B, and C of the deceased E (hereinafter “the deceased”), and the Defendant is an insurance company with the purpose of personal insurance, etc.

B. From July 7, 2017 to July 7, 2064, the Deceased concluded a G insurance contract with the Defendant stating that ① the insured shall be paid KRW 250 million in total, including the amount of KRW 100,000,000,000,000,000 for the death of the deceased, the deceased, the beneficiary of death, the statutory inheritor, the insurance period from July 7, 2017 to July 7, 206, the insured shall be KRW 100,000 upon the death of the insured (in the event of the death of the deceased), KRW 100,000,000,000,000,000 for the benefit of the insured, ② the insured shall be paid as the legal inheritor, the beneficiary of the death, and KRW 70,000,000 from July 7, 2017 to the insurance period of the insured.

(hereinafter referred to as “each of the instant insurance contracts”) C.

At around 21:11 on January 27, 2018, the Deceased had a dispute over the method of pro-Japanese J and work at the I week located in Pyeongtaek-si H. Around 21:21:1, the Deceased was suffering from a dispute. The J strongly left the front part of the Deceased due to a so-called so-called so-called “scoped disease,” and the Deceased was suffering from a cerebral injury, cerebral injury, and cerebralopsis, etc. to the Deceased.

(hereinafter referred to as “instant accident.” The Deceased died due to brain liverage around January 31, 2018 while suffering from an unknown consciousness due to the instant accident, etc., and died due to the brain liverage around 20:10, and the Plaintiffs inherited the Deceased.

Meanwhile, the general terms and conditions of each of the instant insurance contracts stipulate that “the insured intentionally injures himself/herself,” and with respect to the payment procedure of insurance proceeds, the Defendant shall pay the insurance proceeds from the beneficiary within three business days from the date of receipt of documents claiming insurance proceeds, and if the insurance proceeds have not been paid within the said payment date, such terms and conditions shall apply.