However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

1. The Ministry of Land, Infrastructure and Transport has established the structure of fraud of lending money to false workers by leasing the money to workers at a rate lower than the market interest rate without securing the said money, out of the National Housing Fund, for residential stability of homeless workers;

A loan hub consisting of loan hubs, tenant recruitment measures, and lessor recruitment measures, etc. taking account of the fact that the financial institution entrusted with the business related to the loan of the loan of the loan of the loan of the loan of the house can easily obtain the loan by submitting the relevant documents in office and the contract for the lease of the house through a formal examination. Under the direction of the loan hub, the tenant recruitment measures were conducted by a false tenant while recruiting the loan title holder to apply for the loan of the loan of the loan of the house of the loan of the house of the loan, and the loan title holder prepares false documents such as a certificate of employment under the name of the disguised company as if the loan title holder actually works as a worker, such as a certificate of employment, detailed statement of payment, income tax withholding, etc. as if the loan title holder actually works as a worker, and separately prepares a false lease contract for the house of the loan of the loan of the house of the loan of the house of the loan, and separately prepares a false house lease contract as if the contract was actually concluded between a false tenant and a false lessor.

2. Defendant, the lessor who is a lessor to enter into a false criminal fact-finding lease contract, and real estate agent E and broman who entered into a false lease contract and the National Housing Fund shall be the source of the loan.