A. The Defendant and the victim C related to the payment of credit cards were the cooperation between May 2015 and November 2015, and the Defendant received one copy of the credit card in the name of the victim from the injured party under the pretext of using it as the transportation card around June 2015. On June 14, 2015, the Defendant issued one copy of the credit card in the name of the victim to the victim. On June 14, 2015, the victim “E” is required to provide six-month payment details when making the credit card in the name of the internal bank. The Defendant used the four-month credit card in the name of the self-employed and could not be made. The credit card in the name of the local government as the transportation card, and the payment shall be made well without paying it in full.

“The victim believed to the effect that it was “,” and allowed the victim who believed the horses to use the said credit card in the name of the victim.

However, at the time of fact, the Defendant was unable to open a credit card in his name due to class 9 of credit rating, and the Defendant did not have the intent or ability to pay the price even if using the credit card in his name, because the Defendant paid the amount of money of KRW 1 million on the Internet gambling without any particular revenue.

The Defendant, using the credit card of the victim from around the time to February 2 of the same year, settled the total amount of KRW 16,300,951 on 203 occasions as shown in the annexed Table of Crimes (1) from around that time, and paid only KRW 5,651,00 out of that amount, and had the victim pay KRW 10,649,951, which is the difference, on behalf of the victim.

Accordingly, the Defendant, by deceiving the victim, acquired pecuniary benefits equivalent to KRW 10,649,951.

B. On August 3, 2015, the Defendant borrowed the loan fraud related to the opening of the mobile phone store: “In order to make a marriage for us, she shall obtain recognition of the thickness of the son’s parents in the Republic of Korea; and whether it would not be improved to operate the mobile phone sales store in one step.

cost of opening a store; and