2. The costs of lawsuit shall be borne by the Plaintiff.

A. On June 3, 2010, the Plaintiff and the Defendant entered into an integrated insurance contract (hereinafter “instant prime contract”) with the content that the insured shall pay insurance proceeds for the death or disability of the insured as follows with the Plaintiff’s child B (hereinafter “the instant prime contract”). In addition, the Plaintiff entered into the instant special agreement with the Defendant, “the instant main contract and the instant special agreement,” and “the instant insurance contract, referring to the instant prime contract and the instant special agreement,” respectively.

Insurance types: The insured worker of the SP Integration Insurance (PPP) : The insurance period for the beneficiary B (the beneficiary of the plaintiff's child): the successor (the beneficiary of the plaintiff's child): the coverage period for the life insurance (the main contract of this case)/61 year: 50,001,339 won (the main contract of this case): 50,000,000 won (the special contract of this case) of the death insurance amount for the death of a disaster / Article 21 [Types and Grounds for Payment of Insurance Money] of the General Insurance Terms and Conditions of the State Contract of this case (the General Insurance Terms and Conditions of this case) of the company (the beneficiary of the insurance) shall pay the insurance amount agreed to the beneficiary (the beneficiary of the insurance amount) if any of the following events occurs:

1. When the insured (person subject to insurance) dies during the insurance period: The company under Article 23 (Insurance Accidents for which No Insurance Money is paid) of the Death Insurance Money shall not be allowed to prevent insurance proceeds or to exempt the payment of insurance premiums when any of the following events occurs to cause the payment of insurance proceeds:

1. Where the insured (person to be insured) intentionally damages himself/herself: Provided, That the same shall not apply to any of the following cases:

If the insured (person subject to insurance) is unable to make a free decision due to a serious loss of mind, etc. and results in the death of himself/herself, he/she shall be paid the death benefit under Article 21 (Types and Grounds for Payment of Insurance Money) 1.

(b) contracts;