1. On May 2016, the criminal defendant against the victim B would pay the victim B an amount of money on August 17, 2017, which became the 16th order of August 17, 2017, when he/she opened a credit number of KRW 30,000,000 to the victim B by opening a credit number of KRW 11,100,000 per month.

The phrase “ makes a false statement.”

However, in fact, at the time of organizing the above system, the defendant given a senior number to the debtor at the time of his organization, and appropriated it for the repayment of the defendant's credit by the debtor, and then let the above debtor pay the fraternity monthly. However, the above debtor did not have the intent or ability to pay the fraternity to the victim on the agreed date even if he received the fraternity payment from the victims because it was difficult for the above debtor to pay the fraternity payment because he did not have sufficient ability to pay it.

As above, the defendant belongs to the victim B, and that belongs thereto, from May 18, 2016 to June 17, 2017, the defendant acquired 1,5350,000 won through 14 times in total, as shown in the List of Crimes (1) from May 18, 2016 to June 17, 2017 from the victim B, and acquired it by fraud.

2. The victim D will pay the victim D money on June 17, 2017, which became the 1.1 million won of each month, to the victim D in the philosophical hall operated by the victim D in Mapo-gu Seoul, Mapo-gu, Seoul, for the first time on September 2016.

The phrase “ makes a false statement.”

However, in fact, at the time of organizing the above system, the defendant given a senior number to the debtor at the time of his organization, and appropriated it for the repayment of the defendant's credit by the debtor, and then let the above debtor pay the fraternity monthly. However, the above debtor did not have the intent or ability to pay the fraternity to the victim on the agreed date even if he received the fraternity payment from the victims because it was difficult for the above debtor to pay the fraternity payment because he did not have sufficient ability to pay it.

The defendant belongs to the victim D as above and belongs to this.