However, the execution of the above punishment shall be suspended for a period of one year from the date this judgment becomes final and conclusive.

1. Violation of the Act on the Registration of Loan Business, etc. and the Protection of Financial Users;

(a) Any person who intends to engage in unregistered loan business shall register with the Office having jurisdiction over the relevant place of business by each place of business;

Nevertheless, the Defendant, without registering with the competent authority on August 1, 2015, entered into a loan agreement with D from "C" located in Seosung-si, Gyeonggi-do, to lend 4 million won to D, and in fact, after deducting 3,680,000 won, the Defendant loaned 3,680,000 won per day and promised 80,000 won per day to be repaid for 65 days, and paid 80,000 won per day by 56 days from August 1, 2015 to September 17, 2015, and run a loan business by lending 1,950,000 won to seven persons, such as the attached list of crimes (1) at Ansan-si, Ansan-si, and Yongsan-si.

(b) Where a credit service provider that has not received or paid interest in excess of the interest loans to an individual, the interest rate shall not exceed 25 percent per annum;

Nevertheless, the defendant gave a loan to an individual as above, and received an average of 395.3% interest per annum as shown in the List of Offenses (1).

(c)

No one, other than credit service providers registered with the competent authority in advertising the loan business, etc., shall advertise the loan business.

Nevertheless, from August 1, 2015 to October 2, 2015, the Defendant, at Ansan-si, Masan-si, Masan-si, Masan-si, and Masan-si, “Weld and happy loans with the number of work, the money of the month, the pleasant and happy loans, and any condition.”

I would like to borrow a loan if we want not to know about it, and only have the intention to repay it.

At the time of the transaction of other companies, advertisements on loan business have been made by distributing the prestigious prestigious stigious margs at an average of 1,000 copies per day.

2. On August 1, 2015, the Defendant in violation of the Electronic Financial Transactions Act committed a violation of the Act on the Registration of Side Business, etc. and the Protection of Financial Users, such as paragraph (1).