It is recognized that the defendant committed each of the crimes of this case as a motive for economic difficulties, such as being in a personal rehabilitation state, and that some victims did not deliver the amount of damage to the Bosing Criminal Organization, and that there appears to be a family member to support the defendant and social ties such as occupation.

However, in addition to the elements of sentencing unfavorable to the defendant as stated by the court below, considering all of the factors of sentencing indicated in the records, such as the fact that the defendant was aware that the so-called "work loan" could be used for the crime of Bosing, after being suspended from indictment due to the violation of the Electronic Financial Transactions Act due to the transfer of means of access, the defendant committed each of the crimes in this case at the time when two months have elapsed since the date of the disposition of the suspension of indictment, and the victim cannot be deemed to have reached two persons and the total amount of damage is not 23.8 million won, the sentence imposed by the court below is too unreasonable.

The defendant's appeal is dismissed as it is without merit.