If the Defendants did not pay the above fine, 50.

Defendant

A, B, C, D, E, F, G, H, K, K, N, and P are those who work as telephone counselors at the so-called first working office for loan fraud operated by R in the second floor of the Hong-gu Q building in Seongbuk-gu, Sungnam-si. S, and T are those who work as the first working office for the above loan fraud.

The name-free box (U) is the general responsibility of the so-called loan fraud organization that operates the so-called secondary work office for loan fraud fraud fraud, which uses money under the name of the guarantee insurance premium, as if it would harm the loan by misrepresenting the employees of the company bank after making a telephone using personal information of the loan applicant, including R and the Defendants, and then by misrepresenting the employees of the company bank.

Defendant

A, B, C, D, E, F, G, H, I, K, K and N, P, at the above office around May 2013, sent by R the word “to impair loans or to issue a Maspbook” to many and unspecified persons without permission, and received a list of mobile phone numbers from the person who reported and expressed his/her intent to provide loan counseling, and then collected personal information from the person who wants to obtain the personal information by misrepresenting that he/she is an enterprise bank employee by telephone on the above mobile phone number and counseling as if he/she would impair the loan or issue the Maspbook, and by raising the personal information of the loan applicant to the Internet site (V, etc.) designated by R, as above, it was transferred to the second working office of so-called loan fraud.

On May 7, 2013, the name-freeist was deposited KRW 2,302,00 from the victim’s bank account (Y) in X’s name on the following grounds: (a) the victim made a phone call using the victim’s personal information among the personal information received from R and the Defendants; and (b) the victim made a loan to the victim; and (c) the victim received KRW 2,302,00 from the victim.

Accordingly, the Defendants conspired with R, etc. to KRW 2,302,00.