(However, the “creditor” is deemed to be the “Plaintiff”, and the “debtor” is deemed to be the “Defendant”. 2. Article 208(3)2 of the Civil Procedure Act provides that “The Defendant was served the original copy of the payment order and submitted the formal written objection, and did not submit a substantive written response disputing the Plaintiff’s claim thereafter, and did not appear at the date of pleading, and therefore, the Plaintiff’s assertion is deemed to have been led to a confession under Article 150 of the Civil Procedure Act.