2. The costs of lawsuit shall be borne by the Plaintiff.

A. A. A loan contract between the Plaintiff and Defendant B, which entered into between the Plaintiff and Defendant B, on October 10, 2016: 10,000,000 won, and the method of repayment: A loan contract was entered into for a period of 60 months with equal repayment of principal and interest. (ii) At the time of the preparation of the loan contract, the Defendant B, a bank in charge of dispute resolution, received a copy of the Plaintiff’s identification card and a copy of resident registration, confirmed the identity by means of a personal authentication procedure through the Plaintiff’s mobile phone number (F), and the electronic financial transaction contract was entered into in which the certified digital signature was sent by the Plaintiff’s authorized certificate, and transferred the loan to the G Union account (H) established in the name of the Plaintiff.

B. On October 17, 2016, between the Plaintiff and Defendant DD Dispute Resolution Co., Ltd. (1) a loan agreement was made between the Plaintiff and Defendant DD Dispute Resolution Co., Ltd.: KRW 20,000,000, and the method of repayment: The loan agreement was made with the effect that the loan contract was made by equal repayment of principal and interest for 48 months. (2) At the time of the preparation of the loan agreement, Defendant D Co., Ltd. received a copy of the Plaintiff’s resident registration, confirmed the Plaintiff’s identity using the procedure of self-certification via the aforementioned Plaintiff’s mobile phone number, and prepared the loan agreement by means of electronic financial transaction, which receives electronic documents with the Plaintiff’s digital signature affixed by the Plaintiff’s authorized certificate, and

C. On July 18, 2018, the summary order I issued a summary order of KRW 5 million (U.S. District Court Decision 2018 High Court Decision 2010Da10138) on July 18, 2018 (No. 2018 High Court Decision 201Da10138), and the above summary order is around that time.