[Presumption-B, etc.: (a) B, etc., etc., intended to borrow a loan by means of a bank itself in the case of a “bank financing loan” that provides a lessee with a loan for a loan for a loan for a loan for a loan; (b) the Korea Housing Finance Corporation guarantees the extent of 80% of the loan; and (c) thus, the Korea Housing Finance Corporation abused the procedures for examining the loan and the collection of the loan to apply for a loan for a loan for a loan by taking advantage of the fact that the procedures for examining the loan are not strict compared to other loans; (d) to enter into a false lease contract; and (e) to recruit companies that are able to engage in a disguised employment of the above loan applicant; and (e) to obtain the loan by deceiving the bank by deceiving the fraudulent lessee and the fraudulent lessor by means of a method

B as the total liability of the sub-loan fraud group, the Corporation shall have its officers create false lessors, fraudulent lessees, and loan-related documents, and shall operate C.

D In the event that the above tenant does not actually work for each company, the tenant is 40%, the landlord is 10%, the corporation has 5-10%, and the remainder is divided into B, etc.

[Criminal Facts of Defendant A] The Co-Defendant E (the separate order of June 12, 2015) was actually intended to enter into a lease agreement with Defendant A, and Defendant A did not have worked for Defendant A Co., Ltd.

Nevertheless, Defendant A and the Joint Defendant E were proposed to commit the above loan fraud, and Defendant A entered into a lease agreement with the “G real estate” located in the Young-gu, Suwon-si, Suwon-si, Suwon-si, which was jointly owned by the joint Defendant E in relation to KRW 100 million of the deposit amount of the lease deposit of KRW 100 million.