Where the Defendant is hospitalized due to “hym and shouldering” and claims insurance proceeds, the Defendant did not actually investigate the details of the accident, and knew the fact that the insurance company confirmed only the documents, such as a written confirmation of hospitalization, and used the fact that it is not necessary to be hospitalized by taking advantage of the fact that he/she subscribed to a multiple guaranteed insurance policy, but did not need to be hospitalized. However, the Defendant was in mind to be paid insurance proceeds by entering the hospital and hospitalized.

On May 10, 1996, the Defendant purchased a total of 13 guaranteed insurance policies, including the Plaintiff’s Korea-Japan Life Insurance Co., Ltd. (hereinafter “Korea-Japan Life Insurance Co., Ltd.”)’s “Korea-Japan” insurance, and from August 5, 2005, up to August 5, 2005, the Defendant purchased a total of 13 guaranteed insurance policies, such as AIA Bio-resources (UF)-FF type 2, East Fire Confluorttche, Samsung Bio-Burt Transport Insurance, Samsung Furt Transport Accident Insurance, the same fluent Social Credit Insurance, the post office fluort Health Insurance, the same disaster relief insurance, the same accident relief insurance, LIG damage insurance (UG damage insurance) type, the same (UFF type), and the same (UFF-FF type 2) insurance.

The Defendant, as a documentary evidence of both legs, was hospitalized in the Dvalescent Hospital located in the Chang-si Masi-si, Changwon-si, from March 3, 2008 to March 29, 2008, and was hospitalized in the Dvalescent Hospital for twenty-seven days in the name of “mathitis” without undergoing normal hospitalization. The Defendant received an insurance accident in the victim AI bio-resources, the victim’s East fire, the victim’s Samsung Bio-resources, the victim’s new bio-resources, the victim’s post office, and the victim’s Korean Commercial Life and received the insurance accident from the above victims in the light of the total amount of insurance money (tentative name, daily hospitalization, and daily hospitalization) from April 11, 2008 to April 22, 2008, and received KRW 8,217,340,00 from the above victims as the Defendant’s bank account (E).

In addition, the Defendant from around that time to August 5, 2014.