2. The circumstances favorable to the defendant are that the defendant made a confession of the crime of this case and reflects in depth, and that part of the victim H and K have been repaid to the victim H and K.

However, the crime of this case was committed by deceiving the victims who want to borrow money under the pretext of guarantee insurance premiums, expenses, etc. although the defendant did not have the intent or ability to mediate the loan, and was not committed with the victims, and was not committed with the victim, and was sentenced to the same punishment in 2003 and 2005, and not only committed the crime of this case during the period of repeated crime as stated in the judgment of the court below, but also committed the crime of this case during the period of repeated crime as stated in the judgment of the court below, and other various circumstances that are conditions for sentencing, such as the defendant's age, character and behavior, environment, motive or circumstance of the crime, means and consequence, etc., it is not deemed unfair because the punishment imposed by the

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.