보험금
All appeals filed by the plaintiffs and the claims of the plaintiff B expanded by this court are dismissed.
after the filing of an appeal.
1. Facts of recognition;
A. D and Plaintiff B are married with each other, and Plaintiff A are their children.
B. On October 11, 2001, D purchased the Defendant Company’s “E Insurance” as the insured, and changed the beneficiary of the said insurance to A on January 19, 2017. On November 27, 1997, D purchased the Defendant Company’s “F Insurance” with himself as the main insured, and Plaintiff B as the beneficiary.
(hereinafter referred to as “each of the instant insurance contracts”) C.
D From July 28, 2017 to May 18, 2018, H hospitals located in Gangdong-gu Seoul Metropolitan Government (hereinafter “instant hospitalization”). The diagnosis issued at the said hospital states that “H hospitals were hospitalized in the hospital (hereinafter “instant hospitalization”) with the name of “maney kidne, high blood pressure, knee-pathn, knee-pathrosis, kne-pathrosis, and other conical signboards, etc. accompanied by the G ppuri disease” as the content of the treatment.
The Plaintiffs were paid hospitalization allowances, principal sexual disease hospitalization expenses, and principal sexual disease medical care expenses, etc. according to each insurance contract of this case from around September 2017 to November 201 of the same year on the grounds that D had received the treatment of major sexual disease (alutism) through the instant hospitalization.
[Ground of recognition] Unsatisfy, Gap evidence Nos. 1 through 7, 18, the purport of the whole pleadings
2. The plaintiffs' assertion D, in addition to the chronic renal treatment through the instant hospitalization, has received separate post-treatment, such as the escape certificate of a wooden signboard that was judged disabled due to a traffic accident, such as double-bral tye, shoulder, knee snee snee seng, etc., which constitutes separate grounds for payment of insurance proceeds under the insurance
Therefore, the defendant is obligated to pay the plaintiffs separate hospitalization insurance money due to traffic accident according to each insurance contract of this case.
3. Determination
A. “Hospitalization” means a very low or lower level of resistance against a patient’s disease.