A Imprisonment for one year, and each of the defendants B shall be punished by imprisonment for ten months.

, however, for two years from the date this judgment becomes final and conclusive.

Defendant

A is the husband of a lender D, and Defendant B is a person operating a G installment agency of “F Company” in the Chungcheong City City from 1998 to the present.

Defendant

A with the help of Defendant B, who operates the installment agency, borrowed the purchase price for the Switzerland cargo vehicle under the name of Defendant B in the name of Defendant B, and offered to pay the loan equivalent to KRW 100 million in the name of Defendant A, which was already incurred by the loan.

1. Although the Defendants did not agree to take over the I Sknife Track Track Track from H in order to obtain a loan from the State, on September 23, 2011, the Defendants entered “I”, “I”, “Sknif Track 4207” in the car registration number column of the car transfer certificate with a verification color-type pen, “I”, “Skman Track 4207” in the car registration number column of the car transfer certificate, “Sknife 201.9.23” in the sale date column, “Sknif Hack Track Track Track”, “The down payment amount in the sale price column, KRW 1,000,000,000,000 in the column of the car delivery date,” “The remainder of the sale price column in the column of September 30, 2011.”

Accordingly, the Defendants forged one copy of the car transfer certificate in the name of H, a private document transferor, for the purpose of exercising rights and duties in collusion.

2. The Defendants filed an application for a loan agreement of KRW 80 million attached with a forged vehicle transfer certificate at the Daejeon Daejeon Branch as described in paragraph (1) at the time and time set forth in paragraph (1), and filed it with the head of the Dong branch office M as if he were the document duly formed one copy of the forged transfer certificate.

As a result, the Defendants conspired to use one copy of the vehicle transfer certificate in the name of H.

3. Fraud.