A. As to Defendant A, B, C, and D respectively KRW 265,00,000 among them and KRW 100,000,000 among them, Defendant A, C, and D shall have the effect on April 26, 2012.

A. The Plaintiff engaged in insurance business, etc. has been dealing with insurance loans to policyholders, etc., Defendant Compact Co., Ltd. (hereinafter “Defendant Compact”) has been designated by the Minister of Security and Public Administration as a licensed certification authority pursuant to Article 4 of the Digital Signature Act, and Defendant Republic of Korea has operated postal savings business with post offices under its control.

In addition, the Defendant’s Intervenor’s Intervenor Korea Investment Securities Co., Ltd. (hereinafter “Korea Investment Securities Co., Ltd.”) is an authorized certificate registration agent for Defendant CFF’s authorized certificate, and the Defendant’s Intervenor’s Intervenor’s Intervenor’s Intervenor’s 2nd co., Ltd. (hereinafter “CF”) entered into a securities business partnership agreement with Korea Investment Securities Co., Ltd. on June 15, 2004 and is entrusted with the establishment of a securities account and real name verification agency.

B. Defendant A, B, C, and D (hereinafter “Defendant A, etc.”) forged their resident registration certificates by making use of the life insurance company’s deposit account, security cards, and physical cards, etc., and conspired to cancel the insurance contract with which the least excellent customer has already joined or receive the insurance money already paid as security, as if they were an insurance company, and to receive money as loan or refund money from the insurance company, and then distribute the money. After that, Defendant A forged the E’s resident registration certificate by taking out the address and photograph recorded in the third party’s resident registration certificate issued through Defendant C and B’s photo on April 2012 by taking advantage of Defendant C and Defendant D’s identification photograph.

C. The Defendant A et al. visited the New 2-dong community credit cooperatives on April 2, 2012 to be in charge.