A. On December 1, 2014, the foreign exchange card company merged with the company, and on the same day, the foreign exchange card company changed its trade name from the company to the Plaintiff.

B. The Defendant began to delay the payment of credit card bills from May 23, 2017, while using a credit card (one E.S. card and foreign exchange card) with the Plaintiff’s credit card from May 23, 2017. The agreed overdue interest rate is 24% per annum.

C. On June 30, 2017, the Defendant’s obligation details for credit card payments against the Plaintiff are as follows.

(1) (Gu) Principal of one card 330,012, overdue interest 1,998, fees 7,384 (2) (Gu) the principal of the foreign exchange card 32,492,058, overdue interest 27,316, and fees 898,606

D. The principal amount of the Plaintiff’s debt against the Defendant is KRW 33,757,374 in total, and the principal amount is KRW 32,82,070 in total.

[Ground of recognition] Facts without dispute, entry of Gap1 to 18 evidence, and purport of the whole pleadings

2. According to the above facts of determination, the Defendant is obligated to pay to the Plaintiff damages for delay at the rate of 24% per annum, which is the agreed overdue interest rate, from July 1, 2017 to the date of full payment, with the amount of KRW 33,757,374, and the principal amount of KRW 32,82,070, which is the following day of the base date.

3. In conclusion, the plaintiff's claim is justified and it is so decided as per Disposition.