After the Defendant became aware of the so-called “work loan” business operator who received a loan from a financial institution by making false documents through site search, and conspired with BR, BS, BT, etc. as the above business operator, the Defendant concluded a lease contract with respect to the above apartment, although the Defendant did not have concluded a lease contract with respect to the apartment owned by BU, the Defendant concluded a lease contract with respect to the above apartment, and received a loan from a financial institution as security, as if the lease deposit was paid.

On September 24, 2012, the Defendant, in collusion with BR, BS, BT, etc., submitted a false apartment lease contract prepared as if the Defendant had a deposit of KRW 160 million on No. 1001,000,000,000,000 to the building owner, and entered into force on September 24, 2012, the Defendant concluded that the employees in charge of the above bank loan at the Sungpo-dong located in Seopo-dong, Seopo-gu, Seopo-gu, Seopo-gu, Seosan-gu, Gyeonggi-do, the Defendant submitted a false apartment lease contract.

However, the Defendant did not actually conclude the above lease contract, and the deposit was not paid, and even if the loan was executed, the Defendant did not have the intent or ability to pay the principal and interest normally.

The Defendant, in collusion with BR, BS, BT, etc., by deceiving the said employee and obtaining the approval of the loan from the said employee, and transferred KRW 100 million, a bank holding the victim bank, under the name of the Defendant, through the bank account opened in the name of the said employee on September 26, 2012.

Summary of Evidence

1. Defendant's legal statement;

1. A copy of the protocol concerning the examination of suspect with regard to BS;

1. Application of the Acts and subordinate statutes to investigation reports (a suspect loan-related documents attached thereto) and accompanying documents;

1. Recommendation of the reasons for sentencing under Articles 347(1) and 30 of the Criminal Act concerning the relevant criminal facts;