However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

On July 16, 2019, at around 16:00, the Defendant received a proposal that “a loan is made at low interest. It is possible to raise the credit rating by accumulating transaction performance due to bad credit, but it is possible to lend it. It is possible to withdraw the proposal to reduce the deposit of money to the account and deliver it to the employees of the Company.” The Defendant notified the D Account Number (Account Number: E) in the name of the Defendant to the employees of Bophishing C in the name of the Defendant.

On July 16, 2019, an employee of the above name thrphishing was false to the effect that “the Government-funded sunlight products, the credit rating of which is high, will proceed with a loan by lowering the credit rating by obtaining a loan through card theory, etc., and the loan will not be indicated or redeemed.” On July 17, 2019, the victim transferred KRW 20 million to the above D Association account in the Defendant’s name.”

On July 16, 2019, the Defendant withdrawn KRW 20 million from the JAD branch in Suwon-si, JAD branch in Suwon-si, and exchanged KRW 20 million in cash at the LAD branch in Young-gu, Young-gu, Suwon-si, Suwon-si, in accordance with the direction of the employees operating the above singishing operations.

However, in fact, the defendant received a proposal that the defendant's debit card and password are needed to obtain a loan by raising the transaction performance from the deceased, and received it, and received the investigation from the investigative agency and received the suspension of indictment on the ground that he lent the above debit card and password. In order to obtain a low interest rate and government-funded loan, the defendant received a call that he withdraws and transfers the money deposited by a person who is not aware of the fact that he had a transaction record in order to receive a low interest rate and government-funded loan.

any delivery of any money without knowledge;