However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

After the Defendant became aware of the so-called “work loan” business operator who received a loan from a financial institution by making false documents through site search, and conspired with the above business operator B, C, D, E, etc., the Defendant concluded a lease contract with respect to the apartment owned by F, even though the Defendant did not have concluded a lease contract with respect to the apartment owned by F, the Defendant concluded a lease contract with respect to the above apartment and made a false payment of the lease deposit with the financial institution as if the lease deposit was paid.

The Defendant, in collusion with B, C, D, E, etc. on August 31, 2012, submitted a false apartment lease contract prepared as if the Defendant had a deposit amount of KRW 200 million against G apartment 501 in Gangdong-gu Seoul Special Metropolitan City, and submitted a false apartment lease contract to the employees in charge of the above bank loan at the Dong branch of the foreign bank in Gwangjin-gu Seoul Special Metropolitan City, Seoul Special Metropolitan City, stating that “The Defendant paid a deposit of KRW 200 million to the building owner and resides in the lease as security.”

However, the defendant did not actually conclude the above lease contract, and did not have paid the lease deposit.

The Defendant, in collusion with B, C, D, E, etc., by deceiving the said employee and obtaining approval for loans from the said employee, and received transfer of KRW 70 million, which is the ownership of the victim foreign exchange bank, from September 7, 2012, through the foreign exchange bank account opened in the name of the Defendant.

Summary of Evidence

1. Partial statement of the defendant;

1. A protocol concerning the suspect examination of the accused;

1. The apartment charter contract;

1. Each report on investigation;

1. Application of Acts and subordinate statutes on loan application documents;

1. Relevant Articles of the Criminal Act and Articles 347 (1) and 30 of the Criminal Act concerning the crime;

1. Article 62 (1) of the Criminal Act (General Considerations to be Considered as the following reasons for sentencing)

1. Article 62-2 (1) of the Criminal Act, the Act on Probation, etc.;