The above insurance products are guaranteed to KRW 30,00 per day within 180 days of hospitalization in proportion to the number of days of hospitalization. Defendant 1, as seen above, was hospitalized on the ground of minor injury, accident, disease, etc., and was able to receive hospital treatment, but did not discharge the above insurance products even if it was possible to receive hospital treatment at any time, and did not intend to receive insurance money, such as daily expenses for hospitalization, nursing expenses, etc., from the damaged person by means of false and exaggerated hospitalization, such as changing the hospital from time to time and repeated hospitalization for an unnecessary

Around October 8, 2008, the Defendant was hospitalized at the E Hospital located in Daejeon, Daejeon, on the ground of cryp and scopical base, and was hospitalized for 27 days in excess of the appropriate number of days of hospitalization for the purpose of receiving insurance money, and on the ground of this, received 60,000 won as the daily expense for hospitalization from the injured party on December 17, 2008, as well as received 660,000 won as the daily expense for hospitalization from the injured party on December 17, 2008. From that time to March 4, 2013, the Defendant received the KRW 17,293,806 as the insurance money for hospitalization from the injured party by falsely and exaggeratedizing for 287 days in total nine times, thereby receiving the total amount of KRW 17,293,806 from the injured party as the insurance money.

However, in light of the circumstances such as the fact that the Defendant seems to have purchased a large number of insurance premiums in light of income or financial status, and that it appears that he/she would have purchased multiple insurance policies overlapping, that the Defendant received physical therapy or pharmacologic treatment, etc. during the period of hospitalization, and the Defendant transferred the hospital to another hospital and repeated hospitalization, etc. as he/she did not long after discharge, and that the Defendant appears to have used credit cards over several times during the period of hospitalization and sent out the hospital.

However, it has been duly adopted and investigated in this Court.