However, the execution of the above punishment shall be suspended for three years from the date this judgment becomes final and conclusive.

around October 31, 2013, the Defendant loaned KRW 518,00,00 to 206, 1012, and KRW 1,000 to F, the Defendant’s residence of the Defendant located in Da, the Defendant paid interest at an annual interest rate of KRW 54% (one hundred thousand, Jan. 5, 2014; interest rate of KRW 100,000) from that time until March 1, 2014, as shown in the attached list of crimes, and was paid KRW 518,00,00 in total from 54% to 1,825%.

Accordingly, the Defendant did not register with the original city Mayor and received interest in excess of the interest rate under the Interest Limitation Act.

Summary of Evidence

1. The defendant's legal statement (the third trial date);

1. Statement made by the police of the F;

1. The investigation report (the photo of the respondent A-managed bonds book-keeping) and photographs attached thereto;

1. Application of an investigation report (the details of money transactions and specify interest rates), and statutes on accompanying documents;

1. Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users concerning criminal facts and Article 19 (1) 1, Article 3 (1) of the Act on the Registration of Unregistered Credit Business, etc. and Protection of Finance Users (hereafter referred to as "unregistered Credit Business," collectively), Article 19 (2) 3, and Article 11 (1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users

1. Of concurrent crimes, the former part of Article 37, Articles 38 (1) 2 and 50 of the Criminal Act;

1. Article 62 (1) of the Criminal Act (see, e.g. initial offenders, reflective crimes, and deposit of a specified amount);