A. From March 8, 2007 to June 8, 2012, Defendant A subscribed to four insurance companies, including the Victim principal life insurance company’s non-dividendd and female health insurance company.

The Defendant, as seen above, did not need to receive hospital treatment by taking advantage of the number of insurances, was hospitalized, or was hospitalized for a longer period than the actual period when hospital treatment was required, and was issued with a written confirmation of hospitalization, and did so by deceiving an insurance company to claim insurance proceeds.

From March 8, 2007 to March 27, 2007, the Defendant was hospitalized for 20 days in E Hospital located in Chungcheongnam-si, Jeonnam-si, Ma due to scarcity, high blood pressure, etc. However, the fact that the Defendant was hospitalized for 20 days, however, was only responsible for the scarcity symptoms without any appeal for chest pain during hospitalization, so it is sufficient for the Defendant to be hospitalized for 7 days, and there was no need to receive long-term hospitalization as above.

around March 30, 2007, the Defendant claimed insurance money by attaching a certificate of hospitalization, etc. issued by the above hospital to the victim M&C Co., Ltd., and received total of KRW 2,740,000 from the above victim around April 18, 2007 and received insurance money of KRW 137,217,829 in total from March 28, 2007 to June 8, 2012 by the above method, as shown in the annexed list of crimes (I) in the above manner.

Accordingly, the defendant was provided property by deceiving the victims.

B. Defendant B, from November 15, 2006 to July 16, 2012, 5 insurance companies, including the Victim Hyundai Marine Insurance Co., Ltd.’s non-payment of dividends and happiness, were subscribed to 7 insurance.

The Defendant, as seen above, was hospitalized even if there is no need to receive hospitalized treatment using multiple insurances, or received a written confirmation of hospitalization for a longer period than the actual period of hospitalization.