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(영문) 광주지방법원순천지원 2014.05.15 2013가합10810

보험에관한 소송

Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On July 22, 2005, the Defendant entered into an insurance contract and the occurrence of insurance accidents (hereinafter “instant insurance contract”) with the Plaintiff as follows (hereinafter “instant insurance contract”):

A) The insurance contract of this case was concluded. The insurance contract of this case includes a special agreement under which the insured shall pay surgery benefits or hospitalization benefits when he/she receives surgery, hospitalized treatment, or outpatient treatment due to a disease or disaster during the insurance period. The insurance contract of this case includes a special agreement under which the insured shall receive surgery benefits or hospitalization benefits. (BO insurance: (n) Mest social life insurance O, and the insured: 127,640 O payment period: the insurance period of 20 years: the main insurance: 99 years: the remainder of the insurance period of 80 years: 10 days from September 8, 2006, the Defendant received hospital hospitalization benefits for 10 days from the beginning of being hospitalized in the C-Ie House on the ground of a disease or disaster until October 7, 2013 (hereinafter “instant insurance accident”). < Amended by Presidential Decree No. 10310, Oct. 103, 2013; Presidential Decree No. 19600, May 27, 2005>

B. The Defendant entered into 16 insurance contracts including the instant insurance contracts between June 3, 1997 and January 15, 2010 as stipulated in the current status of the conclusion of the insurance contract, and received the total amount of insurance proceeds from the insurance companies as set forth in the following.

On June 3, 1997, the insurance company's monthly insurance premium (cost) and the beneficiary's non-paid insurance premium (cost) No. 21C 125,700 A (D at the time of death) on April 21, 2003, the termination of April 28, 2003, A 57,500 A 36,30 A 26,300 A 400 A 6,600 A 26,300 A 26,65,34545, or A 67,75, A27, A27, A27, A64,57, or A 67,56,57, or the heir's death on July 22, 2005 (Death)