If a credit service provider requests a credit service provider to certify corporate balance, the Defendant deposited funds in the account under the name of the representative of the legal entity that the credit service provider requested the verification of balance and received high interest and processed the same again in a way of returning the said funds to the account of the legal entity’s representative, and instead, conspired with C, D, E, F, G, and one-day name in order to withdraw from other accounts through Internet banking.

Around June 14, 2011, the Defendant requested the Victim J who operates the credit business under the name of F to verify the balance of the legal entity by posting a phone call, and the above E requested the victim’s office located in K in Yangcheon-gu Seoul Metropolitan Government to verify the balance of the legal entity. At around 11:00 on June 15, 201, the Defendant sent the victim a certificate of personal seal impression, resident registration certificate, family relation certificate, and seal imprint, etc., and had the victim deposit the said E’s account with a new bank in Seoul Southern District Court at around 16:30 on the same day.

The Defendant, along with C and D, applied for Internet banking in the name of the new bank located in the Dong of Gwangjin-gu Seoul Special Metropolitan City, and obtained an authorized certificate in advance. In order to identify the password of the passbook, the Defendant changed the password by reporting the loss of the password of the passbook, and moved money from L’s account provided by the head of the Tong to the Gangwon-do Jungwon-do Jung-do Jung-do, which performed 24 hours bank affairs in order to collect money.

A defendant, C, D, E, F, G, and one-time H transfer of KRW 30 million to L’s new bank account (N) in the aforementioned E’s new bank account from the Internet banking account to L’s new bank account (O) at around 00:30,000 won on June 16, 201, in a PC bank where the name in Gangwon-gun M cannot be known, from which the defendant, C, D, E, F, G, and one-time transfer KRW 20,000,000 to L’s bank account at around 0:30,000 won on the same day.