A A Fines of 4,00,000, Defendant B, C, and D shall be punished by a fine of 3,000,000,000, and Defendant E shall be punished by a fine of 2,00,000,00.

The Defendants, with knowledge that F, G, H, I, etc. would arrange for a loan to the victims who wish to obtain a high amount of loan from the government support policy fund for three months after the receipt of a proposal from F to work as a telephone communications seller and agreed to give a high amount of loan from the government support policy fund.

1. Defendant A, at around March 13, 2013, at an office leased by the fourth floor F of the building in Gangseo-gu Seoul Metropolitan Government, Defendant A called the L of the Hyundai Swiss Savings Bank by phoneing the victim K, and “this product is required to proceed with its personal code without going through a brokerage, and it is possible to obtain a loan from a lending company at a loan rate of at least 30-35%, but it is possible to exchange the loan at a low interest rate of 30-35% if it is deposited by the lending company for 3 months. This loan is operated with a guarantee from the lending company, so it is necessary to deposit money at an enterprise account for 3 months. First, after receiving the loan from the lending company, the more than half of the loan will be repaid at low interest rate of 40 million won.”

However, there was no intention or ability to make a loan to the victim with the Government Support Policy three months later.

As such, the Defendant, in collusion with F, G, H, I, B, C, D, M, and E, by deceiving the victim, received 4 million won from the victim to N’s single bank account as deposit money, and received 77,480,000 won in total from March 8, 2013 to April 26, 2013, as stated in the annexed crime list, from 26 persons, as stated in the annexed crime list.

2. Defendant B calls the victimO at the above office around March 20, 2013.