보험에관한 소송
1. The plaintiff's appeal is dismissed.
2. The costs of appeal shall be borne by the Plaintiff.
The purport of the claim and appeal is the purport of the appeal.
(b) the facts of the basis;
A. On November 25, 2015, the Plaintiff entered into an insurance contract with the Defendant for children of B as the Plaintiff’s child, and entered into the instant insurance contract for children of B (U)KB as the insured on the attached list (hereinafter “instant insurance contract”).
* Disease surgery expenses (insurance fee of 300,000 won) - Time of surgery (payment of only one surgery in the case of having undergone at least two types of surgery for a disease during the insurance period) - Medical treatment expenses for a disease in the face of a disease (out of 250,000 won) - Medical treatment expenses for outpatient treatment for a disease in the face of a disease (out of 250,000 won) - Medical treatment expenses for a disease in the face of a disease (out of 50,000 won) - Medical treatment expenses for a disease in the face of a disease (out of 30,000 won) - Medical treatment expenses for a prescription
B. Of the matters to be guaranteed by the instant insurance contract, the following expenses for surgery of disease, expenses for loss of disease pain type (outboard) and expenses for medical treatment of loss of disease pain type (outboard), are included in the coverage of the instant insurance contract.
C. “Obligation to notify prior to the conclusion of the instant insurance contract” attached to the written application states that “The following matters concerning the insured (person subject to insurance) are necessary for the company to take over the subscription of the insurance contract, and thus, the policyholder and the insured (person subject to insurance) are true. If the following matters are verbally notified to the insurance solicitors, etc., the obligation to notify prior to the contract is deemed not to have been notified (in the event of failure to notify prior to the contract, the obligation to inform the insurance company). If the following matters (see No. 1-12) are not notified to the truth or is falsely notified, the insurance contract may be refused, and in particular, if the content falls under “material fact,” without relation to the intent of the policyholder or the insured (person subject to insurance), the contract may be terminated or guaranteed pursuant to the “in the effect of breach of the obligation to notify prior to the contract” in accordance with the insurance terms and conditions. However, the Plaintiff’s prior notice is indicated as the same.