2. The judgment is based on the following facts: (a) although the Defendant made a confession of the instant crime, the instant crime is against the Defendant; (b) while the Defendant conspired with the broker to present false documents in collusion with the financial institution; and (c) the amount of damage in this case is the maximum amount; and (d) the amount of damage in this case is not recovered at all; (b) the profits acquired by the Defendant from the instant crime are not significant; and (c) other circumstances, such as the Defendant’s age, character and conduct, environment, motive or circumstance of the crime, means and consequence of the crime; and (d) the sentencing guidelines of the Sentencing Committee by the Sentencing Committee, the sentencing of the lower court is too excessive and unfair. Therefore, the Defendant’

3. In conclusion, the defendant's appeal is dismissed in accordance with Article 364 (4) of the Criminal Procedure Act since it is without merit. It is so decided as per Disposition.