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(영문) 광주지방법원 2017.11.23 2017가합53595

보험에관한 소송

Text

1. The plaintiff's claims against the defendant (appointed party) and the Appointed B are all dismissed.

2. The costs of lawsuit are assessed against the Plaintiff.

Reasons

1. Basic facts

A. On September 26, 2012, the Plaintiff and the Defendant (Appointed Party; hereinafter “Defendant A”) concluded the instant insurance contract with Defendant A as the insured (hereinafter “instant insurance contract”) and thereafter, the policyholder of the instant insurance contract changed to B.

B. (1) Defendant A received hospitalized treatment for 15 days at a hospital from C oriental medical hospital on July 22, 2013, including the details of hospitalized treatment as indicated in attached Table 2, on a total of 30 occasions from July 22, 2013 to January 31, 2017, as well as the details of hospitalized treatment as indicated in attached Table 2.

(2) The Plaintiff paid KRW 62,280,000 insurance money to Defendant A according to the instant insurance contract.

C. Among the insurance contracts that the insured of the defendant A and the insurance contracts that guarantee the daily allowances for hospitalization due to disease, the insured of the defendant A who received the insurance proceeds therefrom, the insurance contracts maintained at the time of the instant insurance contracts or concluded after the instant insurance contracts, and the insurance proceeds received by the defendant A are as follows:

(3) On September 26, 2012, the insurance contract of this case and its content and nature are 0.1 billion won per day of hospitalization (won) of the insurance company, 1 merz fire insurance (hereinafter referred to as "stock company") of 20.3 billion won per insurance company, all of which are stated on March 4, 2010. The insurance contract of this case and its content and nature are 0.30,000 140,870,000 232,834 2, 834 2,000, 60, 161, 4643, 60.30, 60, 630, 206, 206, 206, 30, 4643, 60, 206, 200, 300, 480, 474, 204, 206, 306, 2016, 364, 206.4, 20.6