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(영문) 대구지방법원 2019.07.04 2018가단142275

보험금

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1. All of the plaintiffs' claims are dismissed.

2. The costs of lawsuit are assessed against the plaintiffs.

Reasons

1. Basic facts

A. On December 3, 2010, the network D (hereinafter “the network”) concluded an insurance contract with the Defendant with the following content.

- Subscription Insurance: E - the Deceased - the Deceased - the beneficiary: Legal heir - the State Contract (Death Insurance Money) - the amount of KRW 50 million for the coverage of a disaster: The payment shall be made in cases where the insured status of disability is at least 80% in addition to the rate of disability payment for various physical parts in the same disaster in the table of disability classification during the coverage period due to the death or the same disaster caused by the insured during the coverage period.

B. On June 28, 2017, around 20:50, the Deceased died in the medical room within the F Hospital on the high seas of the South Pacific Republic of Korea, and the person directly dies in the body autopsy (Evidence A5) (Evidence A), and the type of death is written as “sicker”.

C. Under the above insurance contract, the Plaintiffs, a statutory inheritor, filed a claim for the payment of insurance proceeds of KRW 50 million with the Defendant regarding the death insurance proceeds of KRW 50 million and the accident insurance proceeds of KRW 50 million, and the Defendant paid only KRW 50 million with the death insurance proceeds of KRW 40 million.

According to the terms and conditions of the special agreement for accident security subscribed to by the deceased, "if the insured dies due to a disaster set forth in the Disaster Classification Table that occurred during the insurance period," it refers to a contingency accident that falls under (S0-Y84) under the Korean Standard Disease Disease Classification Table.

[Ground of recognition] Facts without dispute, Gap evidence Nos. 1, 2, 4, and 5, the purport of the whole pleadings

2. Judgment on the plaintiffs' assertion

A. On August 5, 2015, the Deceased on board H deck, which is a deep-sea fishing vessel belonging to G, a deep-sea fishing vessel, and operated on the sea of the Southern East East-Pacific Department by June 23, 2017. From May 2017, the minor sub-specing had been on the sea, and the Deceased continued to work on the sea and continued to work on the sea, compared to workers on land.