A. On February 5, 2018, the Plaintiff entered into a loan agreement with the Defendant by setting the loan principal of KRW 77,00,000, the loan period of KRW 60, the interest rate of KRW 13.9 per annum, the interest rate of arrears rate of KRW 24% per annum, and paid the loan to the Defendant.

B. The Defendant paid the principal and interest of a loan by August 15, 2018, and on November 8, 2018, the unpaid principal and interest of KRW 73,789,299 (i.e., unpaid principal and interest of KRW 71,418,902 (i.e., unpaid principal and interest of KRW 2,283,415) are unpaid principal and interest of KRW 86,982).

[Grounds for recognition] Evidence Nos. 1 through 5, the purport of the whole pleadings

2. According to the above facts of determination, the Defendant is obligated to pay the Plaintiff the principal and interest of KRW 73,789,299 and the principal of KRW 71,418,90 among them, delay damages under an agreement of 24% per annum from November 9, 2018 to the date of full payment.

In regard to this, the defendant alleged that he had entered into the contract of this case with friendship D, and that the plaintiff's employee E and D had been engaged in the transaction, so it is difficult to recognize that even if the defendant entered into the contract of this case by deception, the defendant knew or could have known the fact that he had taken place the contract of this case by deception, the above argument by the defendant is rejected.

3. The plaintiff's claim of this case is justified.