As indicated in the cause of the claim, the Defendant used the Plaintiff’s credit card issued and issued in around 2017. On June 22, 2020, the principal (including lump-sum payment, installment, cash service, card loan, etc.) of the credit card in arrears as of June 22, 2020 is 37,058,298. The interest rate in arrears applied from February 8, 2018 is 23.9%, or can be acknowledged by taking into account the entire arguments in the evidence Nos. 1 and 2 (including branch numbers). Thus, barring any special circumstance, the Defendant is liable to compensate the Plaintiff for damages calculated at the rate of delay 23.9% per annum from July 22, 2020 to the date of full payment.

Therefore, the plaintiff's claim of this case is reasonable, and it is so decided as per Disposition.