A. On January 12, 1999, the Plaintiff entered into an insurance contract with Defendant Samsung Bio-resources with each of the insured and the beneficiary at the time of injury (the Plaintiff) and the beneficiary at the time of injury (the Plaintiff) with each of the Defendant Samsung Bio-resources with the insurance coverage amounting to KRW 10 million (hereinafter referred to as “non-dividend 1 insurance contract”).

(3) If the insured becomes disabled in Grades 1 through 2 in the disability classification table due to a traffic accident other than those which occurred during the cover period; 15. If the insured becomes disabled in Grades 3 through 6 in the disability classification table due to a traffic accident other than those which occurred during the cover period, the insured shall pay him/her the agreed insurance money under Article 14 (Grounds for Payment of Insurance Money) (1). (1) The company shall issue a certificate of receipt when it receives the documents specified in Article 25 (Documents Required at Time of Filing a Claim for Insurance Money, etc.) (1) The company shall pay the insurance money, liability reserve or cancellation refund money within three days from the date of receiving such documents: