A. At around 22:50 on May 29, 2016, C, while driving D Otoba without a driver’s license, driving D to the southwest-gun of Ulsan Metropolitan City, Ulsan Metropolitan City along a two-lane road, which is located in the southwest-do of Ulsan Metropolitan City, along the two-lanes, the Plaintiff, who crosses the road to the right side from the left side of the Yabababba, was shocked on the front part of the above Otobaba (hereinafter “the instant accident”). (b) The instant accident suffered injury, such as an Alley executive fluor, etc. at the left side of the Plaintiff.

(c)

C’s above OEM did not subscribe to an automobile comprehensive insurance contract. The Plaintiff entered into a comprehensive automobile insurance contract (hereinafter “instant insurance contract”) with the Defendant, which contains an insured person as to the E-vehicle owned by the Plaintiff as the Plaintiff. The terms and conditions of the instant insurance contract are as follows.

D. - In the case of injury caused by an insured motor vehicle under Section 2, Article 17 (Compensation for Loss) of the injury caused by an insured motor vehicle, if there is a person who is not entitled to compensate for the loss caused by the insured's death or injury caused by an accident caused by an insured motor vehicle, the insurer shall be bound to compensate for the loss as prescribed by this Clause.

§ 20 (Calculation of Insurance Money to be Paid) Insurance Money to be paid for injuries by non-insurance vehicles shall be calculated as follows:

Insurance money to be paid = Expenses calculated by the standard for payment of insurance money - deducted amount

1. The insurance money to be paid shall be limited to the amount covered by the insurance policy;

3.The amount of the credit shall be as follows:

(a) the amount payable under Section I (including liability deductions and government assistance projects);

(d) The amount of compensation which the insured person has already received from the person liable for damage, shall be determined in accordance with the attached Table 1; and

(b)an injury;