Of the facts charged in the instant case, the charge is innocent.

[Criminal Power] On June 20, 2013, the Defendant was sentenced to a suspended sentence of ten months for a violation of the Road Traffic Act (driving) at the Sungnam Branch of Suwon District Court on June 20, 2013. The above judgment became final and conclusive on the 28th of the same month.

[Criminal Modern] The Defendant was aware of working as a broker in the used cars trading company around C, D, E and 2004.

The Defendant, around November 3, 2012, at the Gangnam-gu Seoul Metropolitan Government “G” located in C, D, E, and 2:00 on November 3, 2012, using the fact that, at the time of the purchase of used cars, there was a practice in which a broker would receive direct remittance of the above loan from the installment financing company and settle the payment, the Defendant: (a) was employed as a broker in the used cars trading company; (b) applied for the above loan in the name of a person with good credit rating in the company; and (c) applied for the loan in the name of a person with good credit rating in the process; (d) the loan applicant was exempted from the obligation to repay the loan; and (c) embezzled the above loan directly transferred from the installment financing company; and (c) upon prosecution, the Defendant, D, E, or E, made an agreement with the installment financing company or its intermediary company so that the loan applicant would be subject to suspended execution, etc., and thereby, referred to as “a crime of public offering” under the Act.

Accordingly, on November 20, 2012, C was employed in disguisedly on the "J", a used motor vehicle selling company of H building 214, in the operation of the I, Seocheon-gu H building 214.

Since then, the defendant, C, D, and E are suitable for the credit rating of K, which was put by the defendant to a place on the lower court on November 2012, 2012, and the defendant would obtain a loan from the installment financing company to purchase used cars in a normal way, and the defendant would obtain permission from K for the purchase of used cars through C, and the applicant for a loan to the installment financing company is the seal of K when purchasing used cars through C.