3. Each of the applicants for compensation;

A. Defendant A entered into an insurance contract providing medical treatment costs and daily allowances when receiving hospital treatment with the victim D, victim E, victim E, victim F, victim H, victim C, victim I, victim post office, victim J, victim K insurance company and the victim K insurance company, and attempted to receive insurance proceeds under the name of medical treatment costs, hospitalization costs, etc. by making a long-term hospitalization than the actual necessary treatment period or repeating entry and exit costs to a large number of hospitals even though it is possible to receive hospital treatment without requiring hospital treatment.

From April 14, 2008 to May 5, 2008, the Defendant received hospitalized treatment for 22 days from the Mawon L in Gunsan L, to the right slinitis, slinal salt, and 22 days from the slinal salt.

However, from January 24, 2008 to March 1, 2008, the defendant was hospitalized again 44 days after being hospitalized for 38 days after being hospitalized for 38 days due to cerebral fladism, cerebral fladation, and fladation, etc. from the O members located in N in Gunsan-si, Sinsan-si, and was enforced repeatedly without any special treatment other than physical therapy, and since the special condition of the defendant as the patient was not discovered, the hospitalization and treatment for 7 days was appropriate.

Nevertheless, after receiving hospitalized treatment for 22 days as above, the Defendant claimed for payment of insurance money to the victim D who was admitted by the Defendant on May 6, 2008, and received KRW 132,000 on May 7, 2008, and then received KRW 40 times in total from around that time to December 2, 2013, and acquired KRW 239,339,808 from the victim insurance company by means of claiming insurance money.

B. Defendant B entered into an insurance contract providing medical treatment and daily allowances when receiving hospital treatment with the victim D, victim G, victim C, victim H, victim post office, victim P insurance company, and the victim P insurance company, and there is no need for hospital treatment.