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(영문) 서울고등법원 2017.02.16 2016나2008259

채무부존재확인

Text

1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

[Claim]

Reasons

1. Basic facts

A. (1) B entered into an insurance contract on January 11, 2012 and the insured on January 11, 2012, 2012, as indicated in the Plaintiff’s Schedule 2, the “parents Policy” under which the insured is the Defendant (hereinafter “instant insurance contract”).

The plaintiff has concluded a contract, and has paid the insurance premium to the plaintiff. < by Presidential Decree No. 2090, Feb. 19, 2000> Article 1(Compensation for Injury)(1) of the General Terms and Conditions for Guarantee of Compensation for Injury (Compensation for Loss) ① The company suffered injury as stipulated in Article 13(Compensation for Loss) of the General Terms and Conditions, and lost part of body as a direct result after the injury was cured, or has lost its function permanently (hereinafter

(2) In the event that the rate of payment for a disability insurance benefit under paragraph (1) does not become final and conclusive after the lapse of 180 days from the date of the accident, the payment rate of the remaining disability shall be determined as the rate of payment of the remaining disability. < Amended by Presidential Decree No. 13705, Dec. 1, 2007> (1) The Company shall pay the insured a sudden and incidental accident (hereinafter referred to as “accident”) during the insurance period.

.I do not exclude physical assistive devices, such as water, clothing, bill, doctor's duty, etc.

(2) The terms and conditions of the insurance contract of this case concerning the contract of this case concerning the contract of choice of the injury income compensation (not less than 80 per cent disability) (hereinafter referred to as the “instant special agreement”) are as follows.

B. (1) On January 22, 2013, the Defendant was found to have been found to have lost the mind by going beyond 104 dong Won-gun Kawon-gun apartment around 09:30 on January 22, 2013 (hereinafter “instant accident”).

2.3.2 After the diagnosis of the propoppy in the D Hospital sent out of the emergency.