A, B, C, D, E, G, I, L, P, Q, R, U, and V shall be punished by imprisonment for six months, by imprisonment for each of eight months, by Defendant M and T.

No one shall make a transaction by credit cards, or have another person make such transaction by proxy in excess of the actual sales amount or the actual sales amount of goods and services, etc., or arrange or arrange such transaction by proxy.

A. From around June 2015, X and Y proposed that Y's personal information and card information of the person who consented to the card-based tin will be changed in the name of "A" under the name of "A. 1, X" without actually purchasing things. Y invests approximately KRW 30,000 in the first counseling office operated by X and Z; Y operates a separate second counseling office based on personal information collected and delivered by the first counseling office; Y will be provided to the "A head" under the name of the card-based tin; Y and AB will be provided with the first counseling office; YB will be provided with the first consultation office; YB will be provided with the first consultation office to unspecified and unspecified persons; YB will be provided with telephone call; YB will be provided with the personal information of the person who consented to the card-based tin; YY will be provided with the name of the defendant, the mobile phone name of the person who is affiliated with the A; YB will be provided with the information number No. 1, the Internet service provider. Y.