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(영문) 대구지방법원 2015.04.29 2013나302981

채무부존재확인

Text

1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

Reasons

1. Basic facts

A. On May 7, 2009, the Defendant concluded a non-life insurance contract with the insured and the beneficiary other than the death as the Defendant for the goods “non-distribution LIG happy Life Insurance” (hereinafter “instant insurance contract”). At least 30 million won for the subscription amount of the disability after the general injury and at least 50% for the general injury, the Defendant respectively determined the subscription amount of the high-speed disability pension as KRW 70 million.

B. Major matters of the instant insurance contract are as shown in the attached Form.

C. Around 16:30 on August 17, 2010, the Defendant was faced with a traffic accident resulting in an injury to eight tons of cargo vehicles, which had been stopped in order to extract the right of passage on the roads front of the Cheongcheon-si Office of Cheongcheon-si, Cheongcheon-si, the Cheongcheon-si, the Cheongcheon-si, the Cheongcheon-si, the Cheongcheon-si.

(hereinafter referred to as “instant traffic accident”), . [Grounds for recognition] without dispute, Gap evidence 1, 2, Eul evidence 1 and 2 (including branch numbers; hereinafter the same shall apply) and the result of each court’s commission of physical appraisal, the purport of the whole pleadings.

2. The assertion and judgment

A. The defendant's assertion 1) The defendant's assertion that the traffic accident in this case caused a permanent disability to the defendant's body. Under the insurance contract in this case, the total payment rate of the remaining disability reaches 50% as follows. When the view view of one eye is narrow or half franchiscing, ambling, and ambling, 5 franchiscing, when the view view of one eye 8) remains small or half franchiscing, 50 million won and 50% of the total payment rate of one eye franchiscing, 50 million won and 50% of the total payment rate of one eye franchiscing, the mental behavior disorder in 5 new boundary disorder 4) cannot be performed with the defendant alone, such as movement by using public transportation, funeral franchiscing, etc., according to the "general Clause for the Disability Disability after Injury" in the insurance contract in this case.