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(영문) 대구지방법원포항지원 2015.01.19 2013가합1148

채무부존재확인

Text

1. On March 12, 2013, the network D is recorded in the annexed list in relation to the insurance accidents that died in acute fluence.

Reasons

1. The facts of recognition common to the principal lawsuit and the counterclaim;

A. On July 1, 2011, the Plaintiff entered into an insurance contract with Defendant A as indicated in the separate sheet (hereinafter “instant insurance contract”).

B. When entering into the instant insurance contract with Defendant A (hereinafter “the deceased”), Defendant A and the Network D (hereinafter “C”) answer to the question of whether the insured had received medical treatment, such as treatment or hospitalization, through a medical examination or examination within the last five years, due to cancer, leukosis, stimula, etc., and the question of whether the insured had received 30 or more consecutive days of medication through a medical doctor’s diagnosis or examination during the last five years, as stated in paragraph (5) of the obligation to notify the entire contract of the subscription.

C. On November 29, 2005, the Deceased was diagnosed as “culposis” through the heart examination at E Council members, and was subject to outpatient treatment and pharmacologic treatment at E Council members by October 28, 2006.

On March 12, 2013, the Deceased was being cleaned at “G cafeteria” located in the south-gu Seoul Metropolitan Government F, and was sent by the 119 Emergency Vehicles to the Posidong Hospital, but died by the 119 Emergency Vehicles, which was the Mapo-gu Mapo-gu Mapo-gu Mapo-gu.

(hereinafter “instant insurance accident”). E.

As the deceased’s legal heir, Defendant B and C, the spouse of the deceased, and Defendant A claimed insurance payment based on the instant insurance contract on April 16, 2013 to the Plaintiff on the ground of the instant insurance accident.

F. On May 14, 2013, the Plaintiff: (a) received an interim report stating that “the fact that the instant insurance accident was verified to have been administered for at least 30 days after having been diagnosed as a copia; and (b) on May 22, 2013, the Plaintiff notified the Defendant A that the instant insurance contract would be terminated.”

[Reasons for Recognition] Facts without dispute, Gap evidence 1, 3 through 7 (including virtual numbers) and Eul evidence 3, 4, and 5.