After the Defendant became aware of the so-called “work loan” business entity that received a loan from a financial institution by making a false document through site search, and conspired with C, D, E, F, etc., the above business entity, and the Defendant, even though the Defendant did not enter into a lease contract for the apartment owned by F, concluded a lease contract for the above apartment, and made a false document on the lease contract for apartment, etc., and received a loan from a financial institution as security, as the Defendant had paid the lease deposit.

In collusion with C, D, E, F, etc. on November 28, 2012, the Defendant submitted a false apartment lease contract that was prepared as if the Defendant had a deposit of KRW 150 million with respect to 10,000,000,000 to the employees in charge of loan of the above bank at the east-gu, Seocheon-gu, Seocheon-gu, Seoul Metropolitan City, to the employees in charge of loan of the above bank, and submitted a false apartment lease contract that was prepared as if he/she had a deposit of KRW 10,50,000,000 to the building owner. The Defendant paid a deposit of KRW 150,000 to the building owner and is residing in full-time. The demand to offer the deposit

However, the Defendant did not actually conclude the above lease contract, and the deposit was not paid, and even if the loan was executed, the Defendant did not have the intent or ability to pay the principal and interest normally.

The Defendant, in collusion with C, D, E, F, etc., by deceiving the said employee and obtaining the approval of the loan from the said employee, and received transfer of KRW 76 million, which is KRW 76 million, from the Korean bank account opened in the name of the Defendant on December 7, 2012.

Summary of Evidence

1. Defendant's legal statement;

1. A protocol concerning the examination of suspect by the prosecution against the defendant or C;

1. An apartment charter contract, a security deposit receipt, and a loan transaction agreement;

1. Details of passbook transactions;

1. Application of Acts and subordinate statutes to a certificate of employment, certificate of withholding income tax on Class A employment income, and pay statement;

1. Criminal facts;